What is the average In-ground Pool cost?

An in-ground pool is a huge investment. You really have to consider your budget versus the in-ground pool cost before you actually start your project. There are a number of factors that will take up a huge chunk of your budget such as the digging and the materials for the pool itself. These also depend on the size of your pool and all the accessories you want to add in it.

You can either have a pool delivered to your home or create your own. Either way, both will incur costs that are heavy on the pocket. But if you are sure that you want to get an in-ground pool to not only enjoy during the summer months but also to add value to your home, then planning for it thoroughly should be a great start.

To give you an idea, you may be spending more or less $30,000 for your in-ground pool. Of course, this is not set on stone; it can be cheaper or more expensive depending on the size of the pool and the materials to be used. A more elaborate pool design with landscaping, patio, and extra features such as fountains spas may run between $50,000 to $100,000.


What are the factors that affect the cost of your in-ground pool?

Site Preparation – Aside from considering the size that will be dug for your pool, determine your yard slope, soil type, and accessibility for construction. Sloping lots, rocky soil and limited access require special construction and consideration that may incur extra costs as well as extend the duration of the project.

Size – This depends on your preference. If you have a big family and often invite guests for pool parties, consider investing in a big one. But if it will be used solely for relaxing of your family composed of five or less, then an average sized one will suffice.

Bigger pools, obviously, will incur more cost in building as well as maintaining. Remember, during the winter months when you won’t be able to use it, you need to invest in a cover.

Materials – Building a swimming pool begin with a liner using either vinyl or fiberglass material. The vinyl is less expensive which costs roughly about $18,000 while the fiberglass costs around $20,000 without installation. Concrete and granite pools are more expensive to install at about $20,000 – $50,000.

You also need to shed a few thousand dollars for the surrounding patio of the pool as well as the fencing. Since materials don’t come cheap, you should also consider warranties, the type of pool equipment provided, and the fiberglass pool manufacturer.

Utilities – This is the cost for buying and installing the pumps, ladders, and filters. You also need to have some electrical work done for the water pumps, salt chorine generator, light, automatic cover, hot tub, and heat pump.

Electrical cost varies depending on the extent you will use the heaters, lights, and other equipment run by electricity. You should consider getting an accessory that is energy efficient such as the:


Dolphin Nautilus Robotic Pool Cleaner

Dolphin Nautilus Automatic Robotic Pool Cleaner with Dual Filter Cartridges, Two Scrubbing Brushes and Tangle-Free Swivel Cord, Ideal for Swimming Pools up to 50 Feet
  • Plug & Play. Easy to use. Single button control for simple operation backed by a 1 manufacturer's assurance. Ideal for in-ground pools up to 50 feet.
  • No random patterns. CleverClean Technology scans your pool and uses advanced algorithms to efficiently clean your pools floor and walls.
  • Dual scrubbing brushes give twice the cleaning power to attack tough dirt. Large bottom-load cartridge filters combined with a high suction rate captures leaves and fine debris leaving your pool sparkling clean in 3 hours.


Accessories – Cleaning tools and brushes, vacuum assemblies, and covers. You might also want to add handrails, thermometers and even heaters. These added accessories may cost about $400 but may go up to thousands depending on the model and type. For example, a solar heater starts at about $5,000. A cheaper alternative for a swimming pool heater is the:


Hayward Universal H-Series Natural Gas Pool Heater

Hayward H250FDN Universal H-Series 250,000 BTU Pool and Spa Heater, Natural Gas, Low Nox
  • Standard Cupro nickel heat exchanger for superior value and reliability
  • Patented polymer header and bypass valve design for the ultimate in hydraulic efficiency and reliability
  • Hayward Universal design for easy and versatile professional installation


Chemicals such as chlorine and pH testing strips are also needed and may cost you at least $80 per month depending on your climate, pool size and frequency of use.

Another important accessory is the in-ground pool cover. It makes cleaning for you easier during springtime and it also protects your family, especially kids and pets, from accidents. Used mostly during winter when water freezes, an in-ground pool cover keeps your unused and stagnant swimming pool protected.

Since during winter you won’t be using your pool for months, it is only natural that you would want to protect it against the harsh weather and debris. For this, check out:


Defender 8 Year Rectangular In Ground Winter Pool Cover

Blue Wave Bronze 8-Year 20-ft x 40-ft Rectangular In Ground Pool Winter Cover
  • Pool size: 20 feet x 40 feet
  • Cover size: 25 feet x 45 feet
  • Number of 8 feet water tubes needed: 16


Maintenance – The interior finish of the pool is the most expensive to maintain. Vinyl liners only lasts about 7 – 10 years, painted concrete needs new coating after about 5 years, and fiber glass lasts about 20 years or so, or if you had your fiberglass coated with gel-coat, it can last decades, or possibly even a lifetime.

Location – The cost of hiring contractors who are experts in building in-ground pools vary from city to city. Some charge higher in expensive cities or neighborhoods.

To maximize your chance of getting a good deal or discounts, get referrals from friends and neighbors, talk to at least three builders so you can compare their offers, and ensure that they are bonded and ensured so if ever you run into problems regarding your pool in the future, they can help sort it out.

Make sure to also pick a contractor who has previous experience with building pools and who can give sound and honest advises.

Construction Time – If you are working on your in-ground pool or hiring contractors, the cost increases as the time of construction lengthens. You have to pay builders by the hour and each day that passes means added cost. Not unless you have made an agreement with the contractor at a fixed price for a specific period. If they extend the building period, then they should shoulder the cost.



Before you jump into building an in-ground pool, make sure that you have calculated everything – from the in-ground pool cost to the time it would take to complete it. Constructing an in-ground pool isn’t comparable to building a garage; it takes careful planning because the structure is intended to be there permanently.

Not only that, even after building, the pool would require further maintenance and check-ups, not to mention the extents of protecting it from the weather all year round, especially during winter. An in-ground pool will always incur costs; so make sure that even after completion, you’ll always have enough money to spare for it.